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christianbuildswealth

christianbuildswealth

So I'm building the money class I wanted. Calculators you can play with, quizzes that take a minute, and guides in plain English. All free. No stock picks.

Play with the tools
  • NC Life & Health licensed
  • UNCG accounting senior
  • Excel certified
  • Builds in Python

Try it. Drag a slider.Live

$655,226

at 65, from $200 a month starting at 22

$200
22

Wait 10 years and the same $200 a month ends at $308,813. That's $346,413 less.

Illustration at a 7% yearly return, compounded monthly. Not a prediction. Real returns move around and can be negative.

Open the full calculator

Pick one and start clicking

Eight tools. Zero paywalls.

Every one runs right here in your browser. Change a number and watch what happens.

Calculator1 minCompound interestDrag three sliders. Watch the curve bend. See what waiting ten years costs.Calculator2 min50/30/20 budget builderType your take-home pay. Drag the split until it looks like your real life.Calculator3 minDebt payoff: avalanche vs snowballAdd your debts. See both methods side by side, in months and in interest.Calculator2 minRoth vs traditionalPay tax now or pay it later. One slider shows why the answer flips.Quiz1 minWhat do I do with my first $1,000?A few honest questions. You leave with a short plan to think over.Quiz2 minMoney personality quizEight questions, four types. Find your strengths and your blind spots.DownloadFreeBudget spreadsheetA real Excel file with working formulas. Planned vs actual, plus a 50/30/20 check.DownloadFreeFinancial Statement Analyzer10 ratios from company statements. A Python download with a sample you can run.

What I cover

Four things, on repeat.

01Money basicsBudgets, emergency funds, credit scores. The stuff school skipped.Start with the basics02Accounting explainedWhat accountants do all day, and how to read a company's numbers yourself.See how it works03Building in publicI'm 21 and figuring this out with you watching. Wins and misses both.Read the journey04AI and moneyI write Python. Start with 2 downloads and check the numbers yourself.Grab the tools

The library

Money guides, by life stage.

Twenty-eight short guides. Pick where you are and start reading. Each one takes about five minutes.

Start here

Teens

Your 20s

Your 30s and 40s

Taxes

Insurance

Approaching retirement

When money is tight

AI in daily lifeWhat AI can actually do for a normal person. Honest about limits.Read the guidesGet the drops by emailOne email when something new is built. It comes from me.Start here

Who's behind this

I'm Christian. Here's the honest resume.

21 years old. Accounting at UNCG. Here are the facts behind the tools.

  • 0121 years old, based in Greensboro, NC.
  • 02Licensed insurance agent in North Carolina (NC Life & Health). Insurance, not securities.
  • 03Accounting senior at UNCG, graduating December 2026. 3.69 GPA.
  • 04Microsoft Excel certified, and I write Python.
  • 05I work with a financial advisor. I've reviewed 100+ client files and sat in on dozens of client money appointments.

Latest from the journey

Day 1: this site exists now

I've reviewed 100+ client files and sat in on dozens of client money appointments. Here, you can work through the math yourself.

Read the whole thing

Tool drops

Get the next tool the day it drops.

One email when something new is built. It comes from me, not a marketing robot. That's the whole deal.

Christian Brinkley will email you when a new tool is out. No spam. Your email is never sold or shared. Reply unsubscribe to any email and you're off the list.

FAQ

Before you start clicking

Is everything here actually free?

Yes. The calculators, quizzes, articles and both downloads are free. There's no account to make and nothing to pay for.

Are you a financial advisor?

No. I'm a licensed insurance agent in North Carolina (NC Life & Health) and an accounting senior at UNCG. I'm not securities licensed, so I don't recommend investments. This is education: how things work and how to run the numbers yourself.

Who is this for?

People in their 20s and early 30s who never got a real money class. First job, first budget, first time hearing the words Roth IRA.

Do the calculators save my numbers anywhere?

Only in your own browser, so they're still there when you come back. Nothing you type into a calculator or quiz is sent to me or stored on a server. The one exception is the email box, and only if you fill it in.

How accurate are the calculators?

The math is exact for the numbers you enter. The future isn't. Returns, tax rates and interest rates change, so treat every result as an estimate to learn from, not a forecast.