Consultations have no cost or obligation. Insurance coverage has its own costs, eligibility rules and limits. I represent a limited number of companies.
Medicare enrollment help
Turning 65 or leaving work coverage?
Review enrollment dates, current coverage and questions to ask before choosing a Medicare plan.
Bring your birthday, current coverage details, doctor list and prescriptions.
Explore medicare enrollment helpMedicare plan review
Want to check your current Medicare plan?
Review plan changes, doctors, prescriptions and costs before deciding whether to keep or change coverage.
Bring your Annual Notice of Change, plan details and pharmacy information.
Explore medicare plan reviewLife insurance review
Will your family have the coverage it needs?
Review existing policies, beneficiaries, family needs and budget. Discuss term and permanent coverage without assuming you need a new policy.
Bring your current policy and any coverage information from work.
Explore life insurance reviewLong-term care insurance
Who would help if you needed ongoing care?
Discuss care preferences, covered settings, benefit requirements and the costs your family could still face.
Bring any existing care policy and your questions about benefits and exclusions.
Explore long-term care insuranceShort-term care insurance
Looking at coverage for a shorter care need?
Review limited-duration care benefits, waiting periods, covered services and policy limits.
Bring your current coverage details and the benefit period you want to understand.
Explore short-term care insuranceCritical illness insurance
What does a critical illness policy actually pay for?
Review the conditions a policy names, payment rules, exclusions and how it fits alongside existing coverage.
Bring any policy you already have and questions about its covered conditions.
Explore critical illness insuranceAnnuity consultation
Trying to understand an annuity contract?
Review guarantees, fees, withdrawal rules and access to your money before making a decision.
Bring the contract or proposal, including the surrender-charge schedule.
Explore annuity consultationRetirement income and Medicare education
How could retirement income affect Medicare costs?
Learn how income and Medicare premiums connect. Financial planning is coordinated with an advisor; this is not investment advice.
Bring your questions about retirement timing and any Medicare premium notice.
Explore retirement income and medicare education