FOR THE PEOPLE WHO MATTER TO YOU
A conversation can help your family understand the choices. I’m Christian Brinkley, a local licensed insurance agent. I can sit down at your kitchen table, review what you have, and talk through the care coverage I offer.
No cost. No obligation to buy. Family members are welcome.
THREE DIFFERENT CONVERSATIONS
Explore insurance designed for ongoing care needs. I can review where care may be received, what qualifies for benefits, and how benefits are limited.
A starting question: Who would help if everyday activities became difficult?
Read the guideLook at coverage with a shorter benefit period. I can discuss the services included, eligibility requirements, and how it fits with coverage you already have.
A starting question: What help could your family need during a period of recovery?
Read the guideUnderstand benefits tied to the covered illnesses defined in a policy. I can review those definitions, exclusions, waiting periods, and how a benefit may be used.
A starting question: How would a serious covered illness affect the household budget?
Read the guideMAKE YOUR CONVERSATION USEFUL
If you have an existing policy, bring it along. A spouse or family member is welcome. I’ll discuss your priorities and budget before looking at coverage.
One question comes up a lot: what does Medicare itself pay if someone needs a nursing home? Here is what Medicare covers for nursing home stays, and where the gaps are
I’ll talk through your options and the questions that matter to your family.
Coverage and eligibility depend on the specific policy and underwriting. This is an insurance consultation.
