Medicare Advantage · The September letter
Got your ANOC letter? Don't just file it away.
Every fall, your Medicare Advantage plan mails you a letter explaining what's different next year. Bring it to me — in person or by phone — and I'll translate it into plain English. Free. No pressure to switch plans, no obligation to enroll in anything.
Free consultation. No obligation to enroll.
- Licensed in North Carolina
- Personal review from a local agent
- Meet in person or by phone
- Free consultation. No obligation.
What the letter is telling you
Every fall, Medicare Advantage plans mail you an Annual Notice of Change — a letter explaining what's different about your plan next year. Your premium, your drug costs, your doctor network: any of it can change on January 1, and the letter is how you find out.
Most people never read it. Honestly, who can blame them? It's long, it's dense, and it doesn't tell you what to do.
Here's what to do: bring it to me. I'll sit down with you — in person or by phone — and translate it into plain English. What's changing, what it costs you, and whether it still fits your doctors and prescriptions. Free. No pressure to switch plans, no obligation to enroll in anything.
If your plan still looks good, I'll tell you so. If something changed that matters to you, we'll talk through your options before the December 7 deadline.
The 3 pages that actually matter
You don't have to read all of it. Just check three things:
- 1
Your premium
Is it going up, going down, or staying put for 2027?
- 2
Your drugs
Did any of your prescriptions move to a higher cost tier?
- 3
Your doctors
Is your doctor network changing — are your doctors still in?
If all three look fine, you're probably in good shape — and I'll happily confirm that for free. If one of them changed and you don't like the answer, you have until December 7 to do something about it. See how Annual Enrollment works.
Bring me the letter
A photo of it works fine. We'll go through it together — in person around Greensboro or by phone — and you'll know exactly where you stand before the December 7 deadline. The changes in the letter take effect January 1 whether you read it or not, so sooner beats later.
Free consultation. No obligation to enroll. No call centers, just me.
That letter won't read itself
The changes take effect January 1 either way. Ten minutes with me now beats a surprise in January — free, no pressure.
Free consultation in person or by phone. Calls and appointments 8am to 7pm, Monday through Saturday, Eastern time.
We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for information on all your options.