October 15 – December 7, 2026 · Piedmont Triad
Medicare Annual Enrollment is open — let's review your plan for 2027
From October 15 through December 7, you can change your Medicare coverage for next year. I'll sit down with you — in person or by phone — and walk through what's changing with your plan, your drugs, and your doctors. Free, no pressure, no call center.
Free consultation. No obligation to enroll.
- Licensed in North Carolina
- Personal review from a local agent
- Meet in person or by phone
- Free consultation. No obligation.
Why review your plan this fall
Your Medicare plan doesn't stay the same from year to year — even if you loved it this year. Every fall, plans update their premiums, deductibles, copays, drug lists, and doctor networks for the coming year. Your plan sent you a letter in September (called an “Annual Notice of Change”) spelling out exactly what's different for 2027. Most people never read it.
That's what a fall review is for. We go through that letter together, line by line, and you decide whether your plan still fits — or whether something else fits better. No obligation either way.
New to how the fall window works? Read the full annual enrollment guide.
What we check together
Bring your current plan information and a list of your prescriptions. In about 30–45 minutes, we'll check:
- 1
Your plan's 2027 changes
What your Annual Notice of Change actually says, in plain English — premiums, deductibles, copays, and anything else that's different next year.
- 2
Your prescriptions
Whether your drugs are still covered, and what they'd cost you next year. Drug coverage changes more than anything else, year to year.
- 3
Your doctors
Whether your doctors and preferred hospitals are still in your plan's network for 2027. "Takes Medicare" and "in my plan's network" are two different things.
- 4
Your total costs
Premium plus deductible plus copays, added up honestly — not just the monthly number. Sometimes the slightly higher premium costs less overall.
- 5
Your drug plan
If you have a standalone Part D plan, we check it too. Part D plans change premiums and drug lists aggressively from year to year.
Wondering what the numbers look like next year? See what Medicare costs, and if keeping your doctors is the top priority, here's how to check your plan's network properly.
How a review works with me
Here's exactly what happens — no surprises:
- 1
You book a time
Book below, or call or text me at (336) 365-7422. My hours are Monday–Saturday, 8:00–7:00.
- 2
We talk
In person around Greensboro, or by phone if that's easier. Bring your plan letter and your medication list if you have them.
- 3
I walk you through your options
In plain language. I answer your questions. You decide.
- 4
That's it
There's no fee, no obligation, and no pressure to change anything. Plenty of people I meet with keep the plan they have — and that's a good outcome.
When you reach out, you talk to me. I'm a licensed insurance agent here in Greensboro and an accounting master's student at UNCG. I'm one person, not a call center, and I personally answer every inquiry. More about me.
What happens after December 7
Annual Enrollment closes on December 7, and any changes you make take effect January 1. After the 7th, your options to change coverage are limited for the rest of the year — so if you want to review your plan, the fall window is the time to do it.
If a life change — a move, losing employer coverage — already opened a window for you, you may not need to wait for fall. See how special enrollment works.
A quick word on cost
The consultation is free. If you enroll in a plan through me, the insurance company pays me a commission — your premium is exactly the same as if you'd enrolled on your own. You just get a local human instead of a 1-800 number.
Questions I get every fall
- What is Medicare Annual Enrollment?
- It's the fall window — October 15 through December 7 every year — when anyone with Medicare can change their coverage for the coming year. Changes take effect January 1.
- Do I have to change my plan?
- No. You're never required to change. But your plan's costs, drug coverage, and doctor network can change each year, so it's worth checking whether it still fits before the window closes.
- What can I change during Annual Enrollment?
- You can switch from one Medicare Advantage plan to another, switch from Original Medicare to a Medicare Advantage plan (or back), join a Part D drug plan, switch Part D plans, or drop Part D. Note: if you leave a Medicare Advantage plan to go back to Original Medicare and want a Medigap supplement, you may need to pass medical underwriting outside your initial enrollment period — we'll talk through that honestly if it applies to you.
- Does it cost anything to meet with you?
- No. The consultation is free with no obligation. If you enroll through me, I'm paid a commission by the insurance company, and your premium is the same as enrolling on your own.
- What should I bring to our review?
- Your plan's Annual Notice of Change letter (mailed in September), a list of your current prescriptions, and the names of your doctors. If you don't have all of it, come anyway — we'll work with what you've got.
- I'm turning 65 soon — is Annual Enrollment for me?
- If you're already enrolled in Medicare, yes. If you're turning 65 and new to Medicare, you have your own 7-month Initial Enrollment Period instead — start with the turning-65 guide to find your exact dates. Either way, I'm happy to help you sort out which window applies.
Medicare help in your community
Book your free fall review
Annual Enrollment closes December 7 — and my calendar fills up fast in November. Pick a time that works for you, or call or text me and you'll reach me, not a call center.
Free consultation in person or by phone. Calls and appointments 8am to 7pm, Monday through Saturday, Eastern time.