Free Medicare phone consultation for Charlotte, NC residents

Choose a phone appointment

The booking calendar offers 45-minute phone appointments. Choose an available time and follow the calendar's confirmation steps. Sending a question through a website form is a request for contact; it doesn't reserve an appointment.

This is a conversation with a licensed insurance agent based in Greensboro. It isn't an appointment with Medicare, Social Security, or a Charlotte government office. Use the appointment link below when you're ready.

What would you like to work through?

We can discuss enrollment questions and review plans I represent when appropriate. A conversation doesn't establish that a doctor, drug, benefit, or enrollment period applies to you. Those details need to be checked against your circumstances and the actual plan.

Before the call

If you're new to Medicare, the turning-65 checklist for Charlotte residents explains the enrollment steps before the appointment. You don't need to arrive knowing every insurance term.

• Write down the question you most want answered.
• Have the current notice or insurance document available if it's relevant.
• List doctors and prescriptions if you'd like to discuss coverage checks.
• Invite a spouse, adult child, or other person you want involved.
• Keep Social Security numbers, Medicare numbers, and medical records out of a general inquiry message.

During and after the conversation

We start with your question and the coverage you have now. Then we identify what needs checking, such as enrollment dates, a plan notice, provider participation, or drug coverage. If more documents are needed, we can identify them before discussing a change.

For a plan discussion, required permission and scope-of-appointment steps apply before an individual sales appointment when required. Booking a call isn't an enrollment application and doesn't change coverage. You'll have time to ask questions and decide whether to take another step.

Don't cancel current coverage because of an initial conversation. Confirm acceptance, effective dates, and how the change affects any employer, retiree, Medicaid, or other benefits first.

Why the consultation doesn't have a fee

You aren't charged for the consultation. Insurance companies may pay agent commissions when an eligible person enrolls through an agent. That compensation doesn't mean every plan is represented or that a particular plan is right for you.

I represent a limited number of companies and don't offer every plan available in your area. You can compare all available options through Medicare.gov or discuss public counseling through NC SHIIP. The required disclosure below explains the limits of the service.

Other places to get an answer

For free, unbiased counseling, contact NC SHIIP. Use Medicare Plan Compare for official plan comparisons. Social Security handles most Part A and Part B enrollment applications, not a private insurance agent.

If you aren't sure what to ask, start with these questions to ask a Medicare agent. An appointment should help you understand your choices, without a promised financial result or pressure to enroll.